Travel insurance covers different risks experienced by people on their trips, including medical bills, cancelled flights and more. These policies remain valid for entire travel duration. These plans offer comprehensive coverage if the travellers experience emergency conditions in India and abroad.
Travel Insurance Benefits
- Personal accidents cover for permanent total disability and policyholder’s death
- Return of remains in case of policyholder’s demise
- Medical bill reimbursement for accidents and illnesses
- Dental treatment
- Loss of checked luggage
- Flight and baggage delays
- Trip and/or flight cancellation
- Burglary in accommodation
- Emergency evacuation
- Bounced accommodation and/or flight booking
- Lost passport
- Hijacking
- Missed flight
- Unscheduled early return
Travel insurance cover other risks, based on the insured individual’s particular needs and destination. The amount of premium depends on the policy chosen.
Travel Insurance Types
- Domestic travel insurance policy provides coverage for travel within India.
- Single trip policy provides coverage for one trip
- Multi-trip insurance policies provide coverage to frequent travellers
- Year-long policy is purchased by those taking several trips to the same location
- Student travel insurance policy comes with affordable premiums and is favoured by students travelling abroad. The cover trips range between 30 and 60 days.
- Group or family travel insurance policy offers coverage for at least 7 travellers. This policy provides benefits similar to a single trip policy and proves cheap because it considers each traveller’s age. Travel companies buy this policy when organizing multiple destination trips to groups.
What to Consider When Buying a Travel Insurance Plan?
- Comprehensive coverage
- High coverage
- Costs/premiums
- Individual needs
For relevant information, get in touch with Arthavidhi.
